Unique Program & Coverage for NJ Contractors

Find success writing worker’s compensation for NJ Artisan Contractors.

ANE, Agency Network Exchange has partnered with Stonewood National Insurance Company to provide our member agencies access to a successful worker’s compensation program. Backed by OneTrust, this members-only product is targeted toward providing worker’s compensation for risks engaged in residential and light commercial construction operations domiciled and conducting business in the State of New Jersey. Stonewood is rated A- (Excellent) by A.M. Best. With this program, agents will be paid 8% commission.

Successful Partnership

ANE would like to feature a member agency that has had great success in writing business with our worker’s compensation program. Turner Surety & Insurance Brokerage, based out of Woodcliff Lake, New Jersey, is one of the largest privately held insurance brokers in the US. (www.tsibinc.com) They bring 20 years of experience in the construction and insurance industries and understand the needs of this large sector.

In April, TSIB’s Matt Macievic came across a new piece of business that was up for renewal in the beginning of the month. ANE’s Worker’s Compensation Program launched on April 1, 2014. The business’ previous worker’s compensation policy renewed higher than expected, allowing TSIB the opportunity to quote it. Our Underwriting Coordinator Barbara Beyroutey did a fantastic job at quoting the policy quickly and applying scheduled credit that made our final number greatly competitive. By returning a competitive quote through our program, Matt was able to secure the new piece of business which had close to $85,000 worth of annual premium.

Bravo to Matt and Barbara on a well-executed plan of action for TSIB’s new client! Start quoting with our NJ Artisan Contractors Worker’s Compensation Program TODAY!


The following are needed from our agents in order to submit:

  • Application – completed and currently signed ACORD Application showing FEIN# each year with prior carrier information, including: company, policy number and effective/expiration dates.
  • Must be given 30 days in advance of expiration.
  • Supplemental – fully completed Program Supplemental Application (see Portal).
  • Loss Runs – Four years currently valued hard-copy loss runs.
  • Financial Information – Risks over $100,000 must provide financials within 30 days of binding, then required every third year at renewal.
  • Subcontractor’s Statement Form – For accounts with subcontracted costs less than 25% of revenue (see Portal for form).
  • If Applicable – Renewal year experience modification factor and NJ Construction Classification Premium Adjustment Program percentage.
  • Minimum Premium – $10,000; maximum premium of $100,000 without referral.

No risk shall be quoted until a fully completed application is received.

Would you like to quote something with our program? Please email questions and support documents to ANEapps@ane-agents.com or call the program’s Underwriting Coordinator Barbara Beyroutey at (732) 837-1073

For all coverage limits and targeted class codes, please review our guidelines regarding our NJ Artisan Contractors Worker’s Compensation Program.