Leadership Team

The most experienced leadership team in the business.

JK Tiene PicJohn K. Tiene, Chief Executive Officer

CEO and shareholder of Agency Network Exchange, John K. Tiene, a recognized leader in New Jersey’s property/casualty insurance industry, has lead the group’s rapid expansion since September 2011. Today, ANE is the fastest growing and most innovative alliance for independent insurance agents in the Mid-Atlantic region. Recently named to Selective’s New Jersey Regional Producer Advisory Council, John continues his role as a trusted advisor to leaders of our industry, a role that began more than two decades ago.

Prior to joining ANE, he was Director of Personal Lines Sales and Marketing for OneBeacon Insurance Group, Ltd., an independent agency company. John joined OneBeacon in 2003 as Vice President for strategic initiatives for New Jersey Skylands Insurance Association, a reciprocal entity managed by OneBeacon. During his time at OneBeacon he conducted extensive research into building effective independent agency distribution systems. He represented OneBeacon on the advisory board of Trusted Choice®, the agency marketing organization of the Independent Insurance Agents and Brokers of America (IIABA) and the Insurance Council of New Jersey where he served as a member of the Executive Committee.

The Professional Insurance Agents of New Jersey, New Jersey’s Insurance Fraud Prosecutor and Business News New Jersey have recognized John for his accomplishments and services to the Garden State’s property/casualty insurance industry.

For more than a decade he was the chief lobbyist and spokesman for the Garden State’s $12 billion property/casualty insurance industry. As President of the Insurance Council of New Jersey, he was directly involved in the development and passage of major legislative and regulatory reforms including the comprehensive legislative initiative to reform New Jersey’s automobile regulatory system in 2003. He also served as chairman of the state-mandated commission that handled the politically sensitive issue of redrawing the geographic boundaries for automobile insurance rating for the first time in more than sixty years.

Neal Stanley, Interim Chief Operating Officer & Consultant 

Neal Stanley has over 40 years’ experience as the president or senior officer of insurance companies and agencies. Most recently he was associated with United Valley Insurance Services, Inc., one of the nation’s largest agency networks, serving as a director and Chief Operating Officer. Neal retired from United Valley in 2016, but continues as in a consulting role with the company, assisting its member agencies in perpetuation and acquisitions.

He joined the Board of Directors of ANE, Agency Network Exchange, LLC in 2016 as the company’s first Independent Board Member. Neal has served on the Board of Directors of numerous industry organizations and is an active member of the State Bar of California.

Jocelyn Rineer PicJocelyn R. Rineer CIC, CLP, CIIP, Vice President, Field Operations

Jocelyn joined ANE from E&K Agency, Inc. of Eatontown, NJ, where she served for fifteen years as Commercial Lines Marketing Manager with responsibility for placing a wide variety of commercial lines risks with numerous standard and wholesale outlets.

In her role as Director of Field Services, Rineer is the primary contact for ANE’s New Jersey agency network. She works with member agencies to develop plans to generate organic growth, maximize agency relationships and expanding individual agencies. A licensed producer, Jocelyn holds the Certified Insurance Counselor (CIC) designation.

John H. Emmons, Manager, Membership Development

John joined ANE after finding retirement just a little too retiring. With a career spanning four decades with several major insurance companies, and having held the positions of branch manager, territory manager, sales manager as well as highly rewarded sales representative, John is known by agency owners throughout Pennsylvania, New Jersey and New York.

In this role, John is helping ANE build our network of independently-owned member agencies in Pennsylvania.

Raymond PaveseRaymond Pavese, Chairman of the Board

Ray joined the Prudential Life Insurance Company in Newport, RI after graduating from Roger Williams University in 1986. Within a year, he joined his father at the Pavese-McCormick Insurance Agency and built a sales model and culture to expand the Agency footprint from Middlesex County to thousands of clients throughout New Jersey. Eventually buying the agency with Michael McCormick from their fathers, the agency is now one of the largest in central New Jersey with clients spread across the Mid-Atlantic region. He is a past President of the Middlesex County Independent Insurance Agents, Exchange Club of New Brunswick, the Brunswick Bank and Trust Advisory Board, and the Executive’s Association of New Jersey (EANJ), one of the oldest and most prestigious networking organization in New Jersey.

Ray is a founder of Agency Network Exchange, LLC.

Vincent Hager CIRMS, Vice Chairman of the Board Vincent Hager

A Principal and President of JGS Insurance, Vinnie has been in the insurance business his entire life. Vinnie joined his father and brother at JGS Insurance in 1989 after graduating from Villanova University. He is a recognized expert on insuring community associations and is active with the Community Associations Institute (CAI). He holds the designation CIRMS™ (Community Insurance and Risk Management Specialist). Vinnie has served on the Board of Directors of CAI and is a past President of the New Jersey Chapter. He has also chaired the National Insurance and Risk Management Committee for the CAI National Organization and actively serves on several Committees. Vinnie has also been active with the Independent Insurance Agents and Brokers of New Jersey. He also has served as past President for the Independent Agents Monmouth County.

Ken Hager, Secretary Ken Hager

A Principal and Chief Operating Officer of JGS Insurance, Ken joined his father at the agency in 1987. He is also President of Preferred Property Program, Inc., a risk purchasing group administered by the agency that provides various specialty insurance programs for condominium associations and certain habitational markets. Active in industry affairs, he is a past national chair of the Community Association Institute’s Insurance Risk Management Committee; past chair of Firemans Fund’s National Small Business Committee and past national chair of CNA’s Global Specialty Lines PACER Committee. Ken is also very active in his local community currently serving as Vice President of the Tinton Falls, NJ Board of Education.

Stephen Perna, Treasurer Steve Perna

After attending Ramapo College, Steve joined his father A. Vincent Perna and brothers Vince & Tom Perna at United Assurance in 1985. Steve is responsible for purchasing the agency’s first computer in the mid 80’s and implementing and managing all aspects of technology utilized by the agency over the last 30 years. Along with technology, Steve managed the agency’s Personal Lines Division along with sales and servicing of the agency’s high net worth accounts. Over the years, Steve has served on a number of company agency advisory councils.

After graduating from Marist College in 2011, Steve’s son Anthony joined United Assurance, continuing his grandfather’s agency into its third generation. Steve’s second son John is currently attending Marist College and plans to be working with his father within the next few years.

In January 2015, Steve accepted the position of Director of Operations of United Assurance. As Director, he is responsible for all aspects of agency operations, while working along side his brother Ken Perna, the agency’s CFO.

In his spare time, Steve can be found skiing, cycling or fishing.